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Palm Springs & San Diego Estate Planning, Bankruptcy & Family Law Firm
Palm Springs Estate Planning,
Bankruptcy & Family Law Firm.
Heritage Legal, PC is a law practice known for providing its clients with excellent legal guidance in three major areas: estate planning, family law, and bankruptcy. Serving a diverse group of clients in Palm Springs, California and the entire Coachella Valley, our lead attorney, H. Christopher Heritage, Esq., has a well-earned reputation for knowledge, skill and compassion. He is savvy in each of his focus areas and prides himself on giving each individual client his personal attention. Heritage Legal has an inclusive approach to providing legal services, so Chris has extensive experience working with the LGBTQ community and other types of non-traditional families.
Heritage Estate Planning Services
Estate planning is a more complex undertaking than many people realize, involving emotional as well as financial decisions. Contrary to prevalent misconception, estate planning is not only for those with substantial wealth or of advanced age. We advise Individuals and couples across the board to take the time to prepare for the future since it often arrives much more quickly than we anticipate.
At Heritage Legal our whole team is well aware that our estate planning clients are dealing with sensitive issues that will affect not only their assets, but their healthcare, their legacy, and their loved ones. For this reason, we take our mission very seriously. We offer comprehensive estate planning services to clients with varying assets and a wide variety of special concerns.
Our estate planning services include:
Creating wills to designate beneficiaries and an executor to manage asset distribution
Planning for charitable giving by various means
Handling probate
Planning for business succession of LLCs and FLPs
Helping you to avoid probate in order to prevent excessive taxation and delays
Providing fiduciary services
Establishing trusts to protect assets and provide for special circumstances
Assisting executors and trustees in performing their duties
One of the chief advantages of working with a talented estate planning attorney like Chris Heritage is that he will direct you to areas you may not have thought to consider and help you to resolve problems you didn’t know were solvable. For example, he will be able to craft revocable and irrevocable trusts that may be useful to you in particular circumstances and will be able to clarify the differences between them. He will also assist you in establishing trusts for beneficiaries who have special needs, such as medical or psychiatric disabilities, or who are, because of extravagant spending, substance abuse, or gambling addiction, unable to manage their inheritance in such a way that it will remain available to meet their long-term needs.
Heritage Personal Bankruptcy Services
Getting into debt, even overwhelming debt, is not a rarity. Don’t let embarrassment or shame prevent you from seeking the help of Chris Heritage if you get in over your head. Bankruptcy was conceived as a means of giving individuals the ability to start over when they have become entangled in a web of financial debt. At Heritage Legal we are proud to provide stress relief to debtors through either Chapter 7 or Chapter 13 consumer bankruptcy proceedings.
Chapter 7 Bankruptcy
Generally speaking, Chapter 7 is the simplest form of bankruptcy. It is also the form of bankruptcy filed most frequently filed. This is because, in filing Chapter 7 bankruptcy, the debtor’s assets, unless protected by an exemption (e.g. home, car, pension, personal belongings) are sold by a court-appointed trustee and all creditors are paid off (typically partially) by the proceeds. In other words, the debtor comes away from the experience free of debt while his/her creditors receive recompense according to a legally established code of priorities. The downside of Chapter 7 bankruptcy is that the process will damage your credit for up to 10 years after the proceeding.
Chapter 13 Bankruptcy
If Heritage Legal helps you file for Chapter 13 bankruptcy, you will end up paying off a percentage of your debts by using your disposable income (the money left over after you pay taxes, maintenance, and support, to make monthly payments to your creditors. These payments (amounts determined by the court) will be made to a trustee for 5 years (occasionally shortened to 3 years). The major advantage of this type of bankruptcy is that it prevents foreclosure.
Both types of bankruptcy make it illegal for your creditors to continue to harass you. It’s important to be aware, however, that certain types of debt are not discharged through bankruptcy. These include federal taxes, student loans, alimony and child support. If you feel that you are drowning in debt, come to Heritage Legal. We are committed to clarifying your options and helping you stay afloat.
Heritage Legal:
We’re Here When You Need Us
There are times in life when you need a first-rate legal representative. The trick is finding one who became an attorney for the right reasons, one who has integrity and empathy built-in to his/her character. Whether you are ready to plan your estate, are dealing with a joyful or troubling domestic issue that requires the intervention of a well-balanced family law attorney, or feel the walls of debt closing in around you, consulting with Heritage Legal is a smart move. Call us or fill out a contact form on our website. Taking action will empower you and so will we.
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Riverside CA Estate Planning Bankruptcy
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